Recent projects I’ve undertaken have required a great deal of understanding cause and effect, planning, workflow, processes and putting to work LEAN. I searched what it means to be a “detail person.” Continue reading “Do You Prefer Cause or Effect?”
“This caught my eye over the weekend. Does this change our decision matrix at all?”
This customer is in the middle of making decisions today for their employees. I wrote the email that follows to help them understand what this article is really about. The customer can move ahead as planned but should know more changes are coming for Obamacare. More importantly I explain how this article is an example of how the government and insurers do not care about your health.
If that’s important to you read on.
The article includes this CEO quote,
“We cannot sustain these losses,” Chief Executive Officer Stephen Hemsley told analysts on a conference call. “We can’t really subsidize a marketplace that doesn’t appear at the moment to be sustaining itself.”
My email to my business customer asking about how this UHC article may affect their present decisions for their employees.
Short answer to your question about UHC:
No, what they’re deciding makes no difference for your decision today. Your decision today will only be good until they make more changes and they do that everyday. What you decide today could change tomorrow, that’s not a joke, that’s real.
Long answer to your question about UHC:
Still, the answer is no, this won’t affect you in the short term and you can’t plan long term.
I’ve been using the words, “shifting sands” for 5 years now. The Obamacare law is 5 years old, March 23rd, 2010. Shifting sands means continuous course corrections by all system stake holders that affects more than $2-3 Trillion of the American economy. This means, today UHC is saying they’re out. But, what it actually means is they’re lobbying for more money. What we have going on here is “lobbying for position.” In the halls of congress, the industry exerts leverage in order to get more money from the government. Welcome to modern politics.
Sad, but true, I can confidently say, I’ve never seen a bigger mess. Before Obamacare, Healthcare needed a fix because the insurance industry wouldn’t police itself. But, this isn’t a fix and national healthcare won’t fix it any better either (watch my video on, “US healthcare system in crisis”).
My guess about UHC? UHC and the feds will make up; the feds will give UHC more money (this will drag on over the next few months) and in order to give them money they have to make the fix look like they didn’t. In the end, just more rules, overhead, confusion and frustration; and cost.
Summary: The government is making massive changes everyday while the plane is flying. Thoughtless unread regulations created this mess and their fix is a daily stream of thousands of new patches, regulations, paperwork and confusion. I’ve been living in the trenches for 5 years trying to help employers understand and navigate. The reality and size of this law is starting to impact small employers like you.
There has been NO improvement in health or cost because your health doesn’t matter to them (any of them). What are we going to get if we keep doing what we’ve been doing? Do you expect a different result?
“Insurers say Obamacare changes needed soon to protect companies from losses” USA Today, 11-24-2015.
“New research out this week from Commonwealth Fund shows far fewer people think their insurance premiums and deductibles — from employer-provided or exchange plans — are affordable than the government does when it defines affordability. About 40% of 2,700 people surveyed said they delay care and prescription refills when they were sick because of high deductibles, Commonwealth found.”
Did you know the dispensing of mental health prescriptions are at an all time high in the US? What does this mean, what does it say about the citizens of the US? Medication abuse, drug use and addictions of all kinds are on the rise. If mental health prescriptions are intended to cure the rise of the diagnosis of depression, and if we assume depression is a certain amount of unhappy, then we can say, citizens in the US are increasingly unhappy. I would make the stretch that addictions to alcohol and drugs are frequently explained as an escape from an individuals present circumstance the they must not be happy in their present circumstance. Would you agree with how I’ve connected these dots? I’ve made a generalization of course and haven’t considered physical ailments of the mind and body that would be an exception; for now let’s stick with the generalization.
Did you know the percent of people who volunteer their time to local community organizations has dropped from a high of 60% 40 years ago to an all time low of 25%? What does a decrease in serving others mean? Do you volunteer your time for the good of others? Is this decrease in volunteer time somehow related to an increase in “unhappiness?”
How Much Do You Pay For This In Your Healthcare Premium?
Is there a connection between our state of unhappiness and serving others? Is the attitude of one who serves others opposite the attitude of someone with an addiction or on depressive drugs? Are these two attitudes on the opposite ends of the happiness continuum? Only as an economic indicator, as something we can measure, can we say those serving others (not preoccupied with themselves) is opposite addiction and depression? What’s the cost to families, communities and companies in healthcare premium for our unhappiness, addictions prescription solutions? $210 billion per year is one answer; “Growing Economic Burden…” I’ve not vetted this report or double checked against other sources; this number seems to me to be quite low. Is there an alternative to our current method of treatment?
Where do we look for happiness? Is happiness found in things of “this world” like entertainment, wealth and work, honor, power, personal physical pleasure; food, sex, alcohol, drugs gambling excess in all kinds of other things? Do you seek your “fifteen minutes of fame” selfies, indulging in idol chatter?
What makes you happy and at peace? If you were depressed or if your loved one were depressed how would you solve that problem? Is depression on the rise because hoping in the empty promise of seeking happiness in the things we see advertised, things our friends have, or momentary physical pleasures or other worldly things? What’s your “addiction” what’s your worldly addiction that when you get it, it makes you happy? For how long does it make you happy?
A great line from Veggie Tales, “Madame Blueberry” who is the purveyor of “Stuff” as she buys more and more to satisfy her need for “Stuff”. She is seeking happy at the Stuff Mart Store; she sees a boy with nothing who is happy with what he has. Madam Blueberry asks the Stuff Mart store manager, “I want what that boy has, I want to be happy, where do I buy that?”
As Madam Blue-berry finds out, happiness can’t be bought. We all know people, if not ourselves, who have everything and are still depressed, sad, or just not happy. That’s because things of this world feed the flesh and mind but do nothing for our soul. Our soul doesn’t need stuff it needs God.
Fr. Robert Barron, now Bishop says, “the great task of the church is to teach teh human race how to find themselves precisely in relation to God.” Word on Fire Video on YouTube called, “Atheism and Assisted Suicide”
Consider faith as the answer to pills, pleasure, wealth, honor and power because faith is heaven sent and is a free gift from God; he alone feeds our soul. Give him your heart, mind and soul first. Then, find happiness in everything he’s already given you.
1 The LORD is my shepherd, I shall not want;
2 he makes me lie down in green pastures. He leads me beside still waters;
3 he restores my soul. He leads me in paths of righteousness for his name’s sake.
4 Even though I walk through the valley of the shadow of death, I fear no evil; for you are with me; your rod and your staff, they comfort me.
5 You prepare a table before me in the presence of my enemies; you anoint my head with oil, my cup overflows.
6 Surely goodness and mercy shall follow me all the days of my life; and I shall dwell in the house of the LORD for ever.
All human life matters and to my way of thinking it’s good the autos and government have a way to track responsibility. I live in Detroit so that makes me a car guy. I feel attached to the auto industry. It’s good the cars we drive are safe.
Outrage over car deaths, of course, makes sense. And, the autos have taken responsibility because the government has a good method to enforce the autos to be accountable to the public.
General Motors will pay $900 million to settle criminal charges related to its flawed ignition switch that has been tied to at least 124 deaths.
CNNMoney (New York) September 17, 2015: 2:46 PM ET; “GM CEO: ‘People died in our cars’ ” Poppy Harlow
When I talk about our medical system is broken, it’s clear that if the auto tracking method were applied to hospitals we’d have accountability.
Here’s a quote from the same article;
In the hearing’s closing questions, when Sanders inquired as to why this crisis was not constantly splashed across front page news, he was met with this: “When people go to the hospital, they are sick. It is very easy to confuse the fact that somebody might have died because of a fatal consequence of their disease, versus they died from a complication from a medical error,” Jha said. “It has taken a lot to prove to all of us that many of these deaths are not a natural consequence of the underlying disease. They are purely failures of the system.”
In our premiums and in our government run healthcare we pay for these services.
But, our system requires more fixes than just this. The white paper is breaking apart many pieces of the medical system apparatus in order to demonstrate the areas where the system is broken. Follow the white paper for what’s wrong, then we’ll be publishing the fixes in 1qtr 2016.
So, I’m innocently reading the news and find myself researching a reporters comment.
Okay, so I’m conflicted. Either the reporter misquoted, misunderstood or is intentionally quoting incorrectly.
This is an unusually long post, but it has a number of good points. I didn’t wake up today planning on writing this post. But, it’s a good chance to write about things I’m passionate about that most people don’t spend their day thinking about.
healthcare rules and how Universities shape our physicians
how rules and word smithing is important
how abortion is learned
how insurance companies rely upon this training
how us as Americans pay for this
that rationing exists in our system today, this is an example
the inconsistency in thinking that is soooooo costly
For those doctors and healthcare professionals who follow me, please engage with me on this note.
The reporter writes about, “The decades-old relationship between MU and Planned Parenthood,” says of medical school education;
Nursing and medical students were never required to work at any Planned Parenthood clinic, work at the clinic was not part of the core curriculum in either the nursing or medical schools and the placement was an optional…
Columbia Missourian, Elise Schmelzer, Sep 15, 2015; “State investigation focuses on decades-old relationship between MU, Planned Parenthood”
But, in doing a small amount of digging, I found the association responsible for setting out the rules for residence in training for OB work are required to train on abortions. My brain is a word smith brain which means I can’t reconcile what the journalist wrote with what I found in a quick look at her own link on the topic. I didn’t perform any further analysis but I’m sure the topic has much more detail.
When I read a journalists article that might be misleading I have to look for the detail. I want to know why does this not sound correct to me. I have an advantage over a young journalist with 29 years in healthcare finance. In this case, I wondered if the reporter intentionally left out an important fact, or skewed a statement. You decide. I think if they asked a few more questions they may have blown open a different discussion. And, an important one at that. They may have discovered the school is training residence on abortion, just not at planned parenthood. Makes you wonder if they use the tissue like planned parenthood, but they use it for University research. It is universities that use the tissue. The article and title make it sound like the university isn’t using planned parenthood clinic and are innocent of any relationship with the abortion business. Innocent enough I suppose on the surface, but what is the rule for OB’s? Where do the residence at this University get their required training?
A very small misquote, or misstatement changes the flavor of the article completely, upon close inspection, the phrase, “at a student’s request” conflicts with the written rule for the Universities accreditation. Here is the authors quote, it’s there in bold.
The agreement with the medical school was required to meet Accreditation Council for Graduate Medical Education requirements that mandated schools provide training on abortion procedures at a student’s request, MU Chancellor R. Bowen Loftin said in a letter to Schaefer.
Columbia Missourian, Elise Schmelzer, Sep 15, 2015; “State investigation focuses on decades-old relationship between MU, Planned Parenthood”
It might seem silly but I live in a world of insurance where rules guide how our medical system works including how much it costs. Think about it this way, our educational institutions work because they have many rules to guide education. They are the one’s who write the rules, and these rules are used to train your favorite doctor. These rules make it possible for insurance companies to pay claims.
So, here’s my word smith problem. The quote below is a rule from a body that gives accreditation to medical education programs and this quote says it is mandatory for University programs, to be accredited, they must provide abortion training. It does not say, what the journalist wrote, “at a student’s request.” The rule as quoted says, they must train residence in abortion.
See, it says it right below in bold.
It’s on page 15 of the ACGME instructions, rules and guide (the journalist provided this link in their article). These rules are used by insurance companies to make sure doctors are properly accredited by properly accredited university training delivering the best care to the insurance company patience. These things, these rules, matter.
“IV.A.6.d) Family Planning and Contraception IV.A.6.d).(1) Programs must provide training or access to training in the provision of abortions, and this must be part of the planned curriculum. (Core) IV.A.6.d).(2) Residents who have a religious or moral objection may opt-out, and must not be required to participate in training in or performing induced abortions. (Core) IV.A.6.d).(3) Residents must have experience in managing complications of abortions and training in all forms of contraception, including reversible methods and sterilization.”
ACGME Program Requirements for Graduate Medical Education in Obstetrics and Gynecology, ACGME approved major revision: September 28, 2014; effective: July 1, 2015, Page 15.
This quote is current, the document doesn’t dictate any specific place for the training, it doesn’t even mention planned parenthood.
Rationing is a phrase I use and when I do most people do one of two things; their eyes glaze over in confusion, or they object out of ignorance because they incorrectly believe rationing will never happen in America. In fact, this article, this misquote or misstatement by the person quoted leads to rationing.
Let me try a different tact.
You’ve been to school and you know from the office of the registrar to commencement day policies, paperwork and rules are required before you get your diploma. It shouldn’t surprise anyone then, that there’s rules for medical school.
Ever wonder where the rules come from? Who writes them, why they write them a certain way? Ever wonder why these rules are important? Did you ever consider these rules influence the healthcare you pay for? Do you understand how this simple language has an evil twist for medical students? Ironically, what the author wrote would be the logical way most people would write the rule, “students have the choice if they want the training.” But, the fact is, the training is required and students at that University are getting it. I haven’t researched this, maybe, the University is outside the norm and their doing it as quoted. Then, the national standards for OB’s is not being followed and this is not a good thing….
It leaves me in this article examining the person in the article who the journalist quoted as not telling the truth, or answering the journalists question about planned parenthood with a strictly narrow answer. And, the unknowing journalist innocently took them at their word. Or, the journalist intentionally wrote an untruth.
The point? The point is OB residence are mandated to take abortion training, it’s not optional. They can opt out for religous beliefs. This is opposite what the journalist wrote. She wrote, students can opt in for that training. This would be how most Americans would assume it’s taught, as an option for medical students. It is a small, razor thin edge isn’t it.
Okay, shift for a minute with me to the actual topic of abortion
Consider that our country makes physicians learn how to perform induced abortions and kill babies. They are in fact babies because this same system pays million upon millions to keep alive babies at the exact age. The contrast to me, originally a claim payor is almost too much to bare. Why, how, as a country did our healthcare system get to a point where this contrast is so great.
It’s because the masses follow what they read from journalists, because they’re not word smiths, because they don’t have time, blah, blah, blah.
This is where the problem starts, it’s where the evil begins. It’s where medical students, in the hallowed halls of educational institutions are provided the means to promote abortion, to agree with them as a course of study and health for a women. You have promoted this behavior by paying for the medical school education, by paying insurers premium, by having policies that promote the idea this is healthcare, that new physicians are mandated to learn about and accept abortion as care. The societal endorsement for doing abortions is trained, it is a medical school endorsed practice.
For the baby, for the voice of the babies, for increased medical premiums, for rules that don’t provide health but death we need to change our methods in the US.
If you’ve slugged through my poor grammar today I hope the overall point was worth it. I’ll return to edit grammar and such but for now, this should suffice.