Trump’s Talk; A Message Unemployed Students Should Have Heard

What College Is

This short video is worth watching and passing onto others, especially students.

He’s speaking to students and his  message is timeless. It’s a simple, but important message about the opportunity to do something great, to find careers they love that make them economically viable, that requires hard work, and a never quit attitude.

This current generation never heard these words, or if they had, we wouldn’t have so many unemployed college students. He states the truth about finding what you love, but doing so in a way that makes you economically viable. In only a few minutes, he talks about never quiting, he talks about smart, great people who did quit. The one’s who should have seen dreams come true, but had quit. President Trump is real, he’s not the orator one might want, but his message is heart felt and real.

I was glad I found this today.

What College Is Not

I like Trump’s talk because it is 180 degrees opposite the messages this latest generation has received from their advisors. They listened to teachers, pop-culture, and others who said, follow your dreams. Trump says, find a career your passionate about, and is economically viable, and don’t quit!

The alternative message students have been getting in the last generation results in this pathetic commentary and excuse making. It’s not my fault. That sounds like, I quit. This article quote, and the article, in Forbes sounds like a student who is lost. The author in explaining his position provides excuses for students. He argues on behalf of the students who made bad choices by saying, “Again, they did nothing wrong.”

No, I suppose they did nothing wrong, like sheep, they didn’t think at all about what going to college meant, going to college is part of getting a job, period.

Excuse Making Never Leads To Improvement

The first rule of LEAN manufacturing is to get to the truth in order to make improvements to get better. Excuse making in this article means the next generation of students will be as dumb (intensity intended) as this generation.

“The education system encouraged them to do so and their parents likely followed along. Upon graduating they realized that this economic promise didn’t come to fruition so easily. Again, they did nothing wrong. The problem is in theframework and in the way our economic model incentivizes people.” Forbes, requotes Quora, January 8th, 2018  https://www.forbes.com/sites/quora/2018/01/08/why-are-so-many-college-graduates-unemployed/#40239e837fef

The person who wrote this, and Forbes who promoted it, are promoting more stupid students, this is crazy. Forbes should be promoting the Presidents talk, but they won’t. This article perpetuates stupid. It gives students more excuses, they will have learned nothing from this current in debt generation. LEAN would say, they will repeat the same poor college choices.

Education System Is To Blame

A simple root-cause-analysis points to the truth that the entire college message is owned by Universities who desire that all people become its subjects.

Someone needs to tell the truth about college education and the institutions promoting college education. Education is a system and it encourages its own survival over the survival, and life, of the students.

Colleges own and control both the message about college, and living life in general (atheism is promoted by colleges, that’s by design).

Class-Action

For parents and students, maybe a class-action lawsuit asking that colleges waive all debt if their graduates are unemployable. Just a thought. After all, colleges are the smart people, they’re the ones who teach economics, they knew that degrees they were charging hundreds of thousands of dollars for were useless. That little fact didn’t stop them from charging and promoting their degrees.

Compare Trump’s Message To the Forbes Article

Look at the Forbes article, compare that message to the Trump video and his message. Tell me which one promotes the best quality of life for students? Which one is honest with students, which one will help students be happy in a lifetime? The message of hard work, don’t quit, pick a degree field that makes you economically viable should be taught in every grade from middle school on up.

Thank you, President Trump, for speaking the truth, hopefully, teachers, universities, students and parents will pick up on the message.

Don’t forget, not everyone should go to college, now that’s a shocker! Yes, other countries understand that vocations are just as valuable, as degreed people. America needs more promotion of vocational training for skilled workers.

Sign-up Below

Be the first to sign up below, I’m sure there’s an attorney who would take your case, I keep hearing about hundreds of thousands of dollars in debt for students and parents, maybe this way you can get money back, and save the next generation from the same pitfall, how else will we learn? Forbes won’t tell students about old fashion values, neither will teachers or Universities.

Your Work Is Meaningful

Economics of Work and Salvation.

Work makes us work together. It’s in this that we can show our humanity to each other, or not. Have you been at work and seen behavior that steals another person’s dignity? Think of it this way, have you seen a coworker bullied, put-upon, made to work to excess? Or, is your workplace a place where humanity thrives and the business does as well?

What makes one place of business one way, or another?

Economics of people working together, HR, employee benefits, and faith are what I write about, someone passed along this informal classroom pole. 40% of Students admitted they have witnessed broken workplaces.

Workplaces are human places first. People do stuff, solve problems and make things together. It’s all done to promote family and community, that’s what work does.

Work is Part of God’s Original Design

Matthew Kelly’s lenten video where he says,

Work is part of God’s original design.

We Must Bring Meaning to Our Work

Matthew Kelly’s lenten video on bringing meaning to your work.

For 98% of us our work is not intrinsically meaningful. Like the work of a Cancer doctor whose work is by its nature intrinsically meaningful, most of us must bring meaning to our work.

How do you bring meaning in every moment of your workday?

Katherine Drexel, A Saints’ Work

Giving up the worlds hold on us makes it possible to see a reality seldom recognized in the daily grind. Trading the world’s promise of fame, fortune, power, honor, privilege for God’s promises means recognizing the workplace as a human place.

It means, doing things like Katherine Drexel did, it is to move your heart from doing for yourself, do doing for others. Katherine Drexel gave up Millions and look what her choice created, a link to her story of starting Xavier University and so many other good works.

What is your place of work like? What do you bring to your workplace? Comment or share your own view.

A Real Life Story of Accepting ACA Changes for a Small Business; Part II

Part II – a Small Business Looking to Do Better

The story starts with a business who engaged us for our Decoder because they asked the simple question, “we know it’s different than it use to be, and we perceive we could do better but we don’t know how to make the right decision.” In the first post, a couple days ago, you learned about the background a little bit. Feel free to review that post below.

Today, we’ll begin to cover details about who is being covered and who is not. It’s very common to have employers who cover individuals that should not be covered. Would you be surprised to know that employers have been known to cover deceased employees, or family members? When we visit with employers we never expect problems but we’re never surprised to find them either.

Job One, Research

Our first job is to research the details about all those covered and all those who are, or were, working for a company. We ask for lists that would show us this information. For instance, tax statements that provide lists of employees and payroll reports that show hours worked plus HR rosters of employees and former employees and other data. The research starts almost immediately and it usually entails asking questions about documentation that’s available that an insurance company would ask to prove the status of an employee or dependent. Identifying problems can be as easy as doing this research.

Our research immediately draws our attention to questions about a former board president who is still covered. In asking questions, it’s obvious there is no current relationship with the former executive. They had been involved and were made promises by the company. As we discuss this with current ownership, no one wants to address the issue with the board or the former executive. We helped solve the problem by including a proper commentary about the liability to both parties for covering someone who should not be covered.

But the former executive had an agreement?

Insurance companies can audit large claims any time, that’s in the small print. If they audit a claim on a former executive, like in our story, and they discover this person is covered it would be bad for both the employer and former employee. Coverage for groups means employees of the group must be covered and individuals who are not employees can not be covered. This is why it’s called group coverage.

So what actually would happen?

If an audit were to occur by the insurance company they would deny the claim of the former employee stating they’re not an employee of the company and not eligible for “group” coverage.  This is bad because the former employee and covered individual could use promises by the government to impose upon the employer the need to pay the claim. To keep the story simple, I’ve eliminated all the details and possibilities for how this could happen. The point is, there’s a chance the employer would be stuck paying the claims of the employee without insurance coverage. This is bad for everyone.

When we arrived the former employee had been on the plan more than 10 years. Why this had been left to linger is anyone’s guess.

What was the outcome?

The employer and former employee understood the risk to both employer and former employee. We introduced an agent who could help with individual coverage. We directed them to seek individual coverage immediately. This was completed within a week. As a note about how this worked, ACA makes transition from group to individual possible because it eliminated pre-existing conditions and medical underwriting. In the old days, these two rules made doing what we did much more difficult.

This small adjustment to the rules gave us the understanding to help the employer. Because the Decoder puts all of these facts in writing, it made it much easier for the employer to make the change with confidence. They just had to see it in writing and be able to show the former employee as well. This is the purpose of the Decoder.

If you enjoyed the story, or learned something from it, please let me know in the comment below. Do you have your own insurance story?

Benefit Analyst – BenStaff, Inc. | Jobs.com

BenStaff is helping owners understand reform, the benefit analyst position will help create our custom booklets that identify savings for employers.

“The benefit analyst will lead financial production of our popular “Employer Obamacare ACA Decoder” presented to employer organizations and their agents. Screen Shot 2014-09-10 at 7.11.04 PMThis is a newly created position necessary to help us meet demand for the Decoder. The lead benefit analyst will work as part of a team to create a professionally produced and customized book customized for each client.”

Benefit Analyst – BenStaff, Inc. | Jobs.com.

BenStaff and HIVE new to Downtown, Auburn Hills

BenStaff and HIVE team at the new Downtown, Auburn Hills Office

The Auburn Hills chamber asked us for a team photo to let the world know we chose Downtown Auburn Hills for the operations office. A few of the team gathered for a quick photo. We’re looking forward to being part of this community in Auburn Hills.
From left to right: James, Don, George, Emily, Dave, Andrea and Sam.