Businesses, and Their Leaders, Should Keep The Faith

“In the spirit of American tolerance of religious diversity, A&E should reinstate Mr. Robertson and apologize for its religious bigotry,” quote from the Liberty Institute.

I’d like Duck Dynasty to remain on television but I support the Robertson Family in taking the show off television, if Phil, the owner and leader, can’t remain part of it.

The FOX article, “Duck Dynasty: Can’t imagine show going on without Phil” was sent to me by my oldest son, it’s worth a read, our younger generation gets it, maybe us older PC crowd should finally get it too. The video interview is also good, go to the article to watch it.

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Duck Dynasty Show Can’t imagine show without Phil

“In the spirit of American tolerance of religious diversity, A&E should reinstate Mr. Robertson and apologize for its religious bigotry,” quote from the Liberty Institute.

Personally, I stand united with loving each individual as the God given gift they are. This includes loving those who’ve chosen a path different than mine, but they should allow me the right to work and live free to share my faith. If you’ve ever felt like you can’t speak up for your faith, or you’ve been shamed into being silent, you’ve been silenced by the PC crowd. It’s not hate speech to say you don’t believe in some behavior. Why do 1.2-5.6% of our society dictate so much to the remaining 97% of us, see chart below on the numbers.

This is a great article about a company whose existence reflects their faith, I’ve read their books and heard them speak. These are regular Americans, like the rest of us, and I love the message of faith they’ve brought into our home. Business owners, like Phil, have built their companies on the rules God gave us, it’s obvious to many who use those rules to build a business.

 

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Business leaders have come under attack in the last decade like never before. Perhaps deserved in some regards, but the bullying of leadership that expresses an opinion is unamerican.

Phil Robertson spoke his firmly held beliefs and A&E chose to terminate his show. They ended his livelihood because individuals disagreed with his point of view.

Wishing all of you a very Merry Christmas and Happy New Year. If you’re not celebrating Christmas, I’m happy to learn more about how you’ll be celebrating the season. But for me and mine, we’re celebrating Christmas and likely to watch Duck Dynasty.

God Bless you and your families,

LATEST WORD ON OBAMA CARE, ACA AND 1/1 DEADLINE APPROACHING

A short quote from a frustrated customer trying to get into the government website.

A short quote from a frustrated customer trying to get into the government website.

Here’s an email I received today about the Obama care site and my response,

“I’ve been working towards obtaining a new quote for coverages for my family through the Michigan Obamacare website, but haven’t gotten ANYWHERE in spite of spending over 3 hours on it over a series of a few weeks.  When I finally “chatted” with someone they told me the verification system was down, they have no idea when it will be available, that I’m unable to complete an on-line application and suggested I file a paper application.  When I finally found the link to the paper application, it wouldn’t print . . . on any of my printers . .  Don, do you have any suggestions?”

My reply, “Yes, I have a complete list of all policies in an excel file. It’s not an answer but a simple place to start. We can meet to discuss by phone, or in person. George or Andrea will help get the paperwork completed.”

No one expects the government site to be up for months, its hard to say for sure and with 1/1 coming soon we should just act on what we can help you with now, when and if it comes up, you can work with us on what’s online and get our services afterward if you have claim issues.”

Happy to help in anyway I can.

Government, Morals, and Faith

Financially and morally, HHS mandate will be devastating, say local Catholic professionals

Reference to Michigan Catholic article quoting Don Watza.

The debate about conscience rights, meaning, if you have a belief that you hold to be true as a result of your faith and this belief guides you, then this is something you call a “firmly held belief,” then the debate is, should your Government be allowed to intrude into this religious space?

I’m quoted commenting on this topic in the Michigan Catholic article.

Here is a PDF version of the same, Financially and morally, HHS mandate wi… professionals – The Michigan Catholic Watza article

Enjoy,

Don

Self funding for many employers is an awful idea

Self funding turns your business into an insurance company. Before making this move you must prepare an analysis without influence from the sales process. Beware of anyone who says you will save money. Call us, put our independence to work.

Self funding has become a popular recommendation.

Self funding is being recommended for groups down to 25 employees – don’t go out of business because you didn’t get a second opinion first.

Self funding is about risk, your company, or client, acts as the insurance company. Know before you recommend or choose self funding if your plan is predisposed to known risks. Risk factors used to predict rates by actuaries and underwriters can be used by our team to predict the suitability for self funding, consider these risk factors before making this recommendation to your client or in the case of an HR or finance executive, to your boss.

Did you know, according to Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013, the difference between self funding and fully insured is less than 1%?

Our team of underwriters and actuaries were all former insurance insiders and made a living making money for insurance companies, they know group risk and fee dynamics and will provide valuable insight to you.

A second opinion is never a bad idea, you can’t go wrong recommending a trusted second opinion. Everyone involved will sleep better.

BCBSM, like many vendors are offering self funded plans to small employers. The question is, do you want to be an insurance company?
BCBSM Self funded for 25-49 size groups Reform October 2013

Before you decide, call.

A Money discussion everyone can understand.

The key question for you is if your credit card was maxed out at $107,000 would you borrow more? Would a bank give you more?

Congress and our President are arguing over how much more to spend on your credit card.

 

In the first box below, as of August 31, 2013, the United States (you and me) has borrowed $16,738,650,000. That number is nearly 17 Trillion dollars. You and me owe this amount. Think of this like your own monthly bills. This is what you owe on your credit card for purchases you made in the past.

August 2013
United States Public Debt

What does that mean to you? Let’s make it personal. If you are working and paying taxes you are among 155,486,000 (155 million) people. This is the group who will pay this credit card bill. Simply put, if each person working paid an equal share of the 17 Trillion each working person owes $107,000. This is $107,000 the government already spent and does not count what they are going to spend tomorrow.

Here’s the math, $16,738,650,000 billion in debt / 155,486,000 tax payers = $107,000 per tax payer. So, pay up.

Bureau of Labor Statistics
Number of taxpayers who will pay the debt.

The key question for you is if your credit card was maxed out at $107,000 would you borrow more? Would a bank give you more?

Congress and our President are arguing over how much more to spend on your credit card.