For thirty years, the experts have said nothing but, “We’re going to bend the trend”. HMOs, PPOs, FSA, MSA, CDHPs, HRAs, Health, and now Obamacare have all been presented as the solution, yet none of them have done anything except delay the inevitable. Sure, There are pockets of success, but overall, no real sustainable success has been found. They haven’t even identified what the real problem is. We have, and we think that we have found a solution as well. We are trying to repair the flaws in our healthcare system, but we cannot do it alone. Help us help you.