IRS Filing Relief Clarified

A Story About What It Takes To Get ACA Right

Once in a while, after thirty years of service to the benefits community, a question challenges me. Anyone who knows me knows, I love the detail and a challenge.

The unread 2,500 pages of ACA has been a challenge since the beginning and the question I received about it this time, made me dig for the right answer.

A friend and business owner asked, Continue reading “IRS Filing Relief Clarified”

Detroit Chapter Hosting DOL on Thursday, Don’t Miss Out


The Detroit Chapter of ISCEBS is hosting a talk by a Senior Benefits Advisor of the U.S. Department of Labor. Sherry, a CEBS graduate, is our guest and speaker and will address various issues regarding the investigation of employee benefit plans.

Topics that are on the agenda include;

– How to be prepared for an audit,
– Self-audit and Correction Programs
– Civil versus Criminal Investigations,
– Enforcement Initiatives.

All are welcome to attend this public event sponsored by the Detroit Chapter of ISCEBS.

More information and registration is on the Chapter Linkedin page here:

http://cebsdet.org/index.cfm?display=pages&pageid=10408&sub=k

What are ACA changes going to mean?

 Answer: More changes for businesses; it makes the case for a PEO.

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ACA image

Everyday I’m asked what’s going to happen with Obamacare/ACA now that Mr. Trump has been elected.

After reviewing in detail some of the proposals, like the American Enterprise Institute (AEI) aei-improving-health-and-health-care-online-2015 , a D.C. think tank, I’d have to say more changes are coming to healthcare. It’s hard to imagine more change than ACA but change is imminent. I shudder to think we could have more change in healthcare, we’ve had so much change since Obamcare/ACA was enacted in 2010. But the fact is, even to undo it, more regulations are needed to undo it. Continue reading “What are ACA changes going to mean?”

How is a benefit plan like a bus route?

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School bus flashers are for the safety of the children on and off the bus.

A benefit office is supposed to make decisions for the benefit of the beneficiaries. A bus route should be concerned first for the safety of the children.

On the main road connected to my subdivision, two different school districts have bus routes running in opposite directions. The road is a two lane semi-rural, 50 MPH road. I’d add, drivers routinely move at 60 MPH or more.

Lake Orion School District buses travel southbound. Rochester Community Schools travel northbound on the very same road; it’s Adams Rd. for those interested in the particulars. In both districts, the bus stops on the road or shoulder but does not turn into the subdivision.

Lake Orion has chosen to tell bus drivers not to use the red flashing stop safety lights when picking up the children. And, by contrast, Rochester Community Schools does instruct drivers to turn on their red safety flashers. Continue reading “How is a benefit plan like a bus route?”