Sins of omission will occur because of so much change

There has never been more change in a shorter period of time than now. Gain added certainty at a time when things couldn’t be more uncertain.

There has never been more change in a shorter period of time than now. Gain added certainty at a time when things couldn’t be more uncertain.

There have been more than 25 major changes to ACA with more to follow. No one can know the entirety of this law and its’ regulations, don’t make decisions in this environment the way you made them in the past. Agents, brokers, consultants can recommend our services to avoid oversights, so many alternatives in every decision.

You are covering more material and making bigger decisions than ever before, what doesn’t get discussed in the planning meetings can be more important than what does get discussed.

Whether you’re an agent, broker or consultant looking for an added resource or you’re a plan fiduciary, trustee, HR executive, finance executive or owner getting a second opinion will save you much more than you spend.

Our team is standing by to help, pick-up the phone and ask for a 2nd opinion.

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Due diligence

Due diligence does not include shopping your agent, broker, or consultant. That’s not a fruitful exercise, even they will say that’s true.

If you overlooked something in making changes, when would you know?

Do you, or your team, have enough experience to squeeze out the best renewal, and costs?

Is there one loose end, or lingering question, that needs attention from a professional and team with more than 200 years experience?

For many employers, the Decoder is the easiest most cost effective way of learning about the law, and how it financially impacts their business.

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